Borrow from £100 to £25,000

We Cater For All Types Of Credit History So Dont Worry If You Have Poor Credit! We Can Find A Solution For You! Our Application Process Only Takes Two Minutes From Start To Finish!

  • Apply For £ 50 - £ 1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit




N Whole of Market panel
N Trusted panel of lenders
N From £1,000 to £25,000
N Rates from 5.7% to 278%
N 3-36 month repayment




N Online decision
N Responsible lenders
N Borrow up to £3,000
N Rates from 278% to 1576%
N 3-12 month repayment

Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 236.1% pa (variable). Representative 481.6% APR.

Getting a Long Term Loan in the UK with Unsecured Loans 4 u

Long term loans uk

Most long-term agreements are not available for people with bad credit. If you are going to get a long term loan, it will typically be because your scored as a excellent customer. Most banks and other lending institutions don’t want to take the risk of lending to someone who may not pay them back, especially if they are going to be borrowing money. They tend to stick to short term loans for borrowers who have a poor or nearly non-existent history. They simply are not permitted by their own rules of operation to offer finance.

However, there is a long term loan available for those how have a bad history. They may be few and far between, but they are out there. You just have to do some searching sometimes. They won’t be as easy to find as the many short-term.

Like the short-term agreements, however, the rates are going to be higher than they would for people with a good history. Your credit score can determine what kind of rates you pay. This isn’t true of every agreement from every lender, but as a general rule, it does apply much of the time. Expect to pay much more than someone else would who has good credit, if yours isn’t very good.

Or, you can look for lenders who are offering  financial agreements without the need for a financial check. These are rarities, but they do exist, and if you are concerned about the rates you will pay for any finance with your score, then lenders that don’t require checks may be the alternative you are looking for. They may require a more extensive look at your financials, however, than your average lender would. They have to receive some sort of assurance that you will pay back the finance in a timely manner.

Another option would be to apply for finance with a bad history consumers are eligible for once thy put down some collateral. These are known as secured, and they usually require you hand over the deed to your home or property or some other major asset you own. You have to give that asset to the lender if you fail to repay on time. Even missing one payment can mean that you forfeit the asset. This can be risky for you, but it gives the lender more peace of mind about their investment, and they may be more willing to accept your application, if you are able to offer a major asset as security.

These are just a few of your options, and you should look around and compare rates and terms before you agree to any bad finance. That’s especially important with finance, as you want to be sure the terms are agreeable and will work out for you in the long run. You will be paying on the agreement for a while, after all, and you need to ensure that you can afford to do so.

Its easier than you think to find the right solution for you when it comes to finding the best financial solution, as a general rule of thumb if you suffer from having slightly worse than average past it will mean that you are unlikely to get the best rates in the market until you can build your overall score up. There are many ways to do this there are plenty of options out there you can visit a credit scoring agency a lot of them give you a free trial these days, this will tell you what sort of score you have which in turn will give you a rough idea on the type of rate you are likely to receive.

There are many different lenders in the market and it can be very confusing on which to choose. There are so many options out there i can understand why it can cause people lots of stress, we are here to take all the stress out of the whole process for you oh whole application process is designed to place you with the correct lender at the correct time.

The whole process from start to finish is very very smooth our form will ask you all the relevant details income and expenses this way we can find the right lender to suit you and your personal needs apply now .

What can I do if I wish to complain?
Information about complaints can be found in our complaints policy.

What if I can’t keep up my repayments?
If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

*Subject to lender approval and requirements.

Hi There My Names Martin! I’m a huge sports fan fancy myself as the next Lionel Messi.. Ive been writing for the last ten years mainly in the financial niche.