Borrow from £100 to £25,000
- Apply For £ 50 - £ 1,000
- Fast Payout
- No Fees
- Secure Application
- Available 24/7
- Bad Credit
Whole of Market panel
Trusted panel of lenders
From £1,000 to £25,000
Rates from 5.7% to 278%
3-36 month repayment
Borrow up to £3,000
Rates from 278% to 1576%
3-12 month repayment
Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 236.1% pa (variable). Representative 481.6% APR.
Why payday loans are offered without credit check?
Payday loans are nothing but short-term loans. These loans are granted by special financial agencies. The agencies should be licensed to operate in your area so that they will abide by the rules and regulations stipulated by the law. Before applying for a payday loan, you should assess the credit worthiness of the organization. Payday loan can be obtained very easily. However, the rate of interest will be high so that you will want to choose the loan as per your needs.
Simple and efficient loans
You can go for Payday Loans No Credit Check so that your needs will be fulfilled in the best possible way. The payday loan will be granted without any security. If you apply for a bank loan, you will want to provide surety. You should assign a property or get signatures from guarantors. Banks will collect money from guarantors if you fail to repay the loan. Similarly, the asset will be attached when you fail to repay the loan.
The repayment potential will be assessed by banks. However, there will not be any credit check when you apply for a payday loan. The loan will be granted based on your earnings and repayment capacity. You will want to provide the proof of employment, salary certificate and other documents so that your candidature will be assessed. However, there will not be any compulsion to provide a surety or guarantor.
There will be great convenience with payday loans. The money will be granted immediately so that your needs will be fulfilled in the best possible way. You will not want to borrow from your colleagues or neighbors when you can get a pay loan
What if I can’t keep up my repayments?
If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.
What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.
*Subject to lender approval and requirements.