Borrow from £100 to £25,000

We Cater For All Types Of Credit History So Dont Worry If You Have Poor Credit! We Can Find A Solution For You! Our Application Process Only Takes Two Minutes From Start To Finish!

  • Apply For £ 50 - £ 1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit




N Whole of Market panel
N Trusted panel of lenders
N From £1,000 to £25,000
N Rates from 5.7% to 278%
N 3-36 month repayment




N Online decision
N Responsible lenders
N Borrow up to £3,000
N Rates from 278% to 1576%
N 3-12 month repayment

Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 236.1% pa (variable). Representative 481.6% APR.

Compare Payday Loans and Save Money

Compare Payday Loans and Save Money

You’re in a tough financial situation. There a few important bills that you need to cover but your short of cash and your next payday is still a week away. You go to banks and other traditional lending institutions but you’re not so perfect credit score has prevented you from taking on a reliable loan. Even your family and friends can’t help you out and your running out of places and people to turn to. In this time of dire need, payday loans might just be the solution that you are looking for.

How does a payday loan work?

Basically, this loan is designed to provide you with instant cash in an emergency. You can avail for as little as £50 and as much £2,500 that is due to be paid off in a few weeks or months, depending on the amount and length of the loan. They are normally short-term loans with short grace periods but many lenders provide extensions on repayment dates by another month if you need to. This gives you the time that you need to pay off the loan. However, it is important to remember that opting for a repayment extension would typically mean you would have to pay more in interest rates. So if you are looking for long term loans then this may not be the most suitable kind of plan for you.

You can choose to apply one of the lender’s branches online through your computer or mobile phone as long as you are connected in the internet. Requirements are minimal and often it takes just a day or two to complete the application process and receive the money that you availed for. If your concerned that your credit score will stop you from getting the funds you want then we can still offer you our assistance. With our bad credit personal loans guaranteed approval no credit check finance plans you are going to get what you need in a fast and easy process.

Compare Payday Loans

If you want to save a lot of money when taking out a payday loan, then you need to compare each product effectively. The reason for this lies in the fact that every lender in the payday loan industry offers different rates of interest and terms in their products. A recent study carried out by Competition Market Authority reveals that borrowers would normally apply with the same lender over and over again without even considering the fact that there are other companies in the market that offer cheaper services. Furthermore, the study points out that by finding a cheaper option, customers could save more than £100 a year.

How to Compare Payday Loans

Now we know that conducting comparisons on different payday loan offers would save us some money. The question now is how do we effectively compare each? How would we know that this product is cheaper than the other one? There are several ways to go about it.



– The Annual Percentage Rate or APR measures the cost you would incur in a year when taking out a loan. Simply put, the higher the APR the more expensive the loan would be for you. Thus, choose those loans that offer lesser APRs. This way you will be able to get a better deal.

Daily Interest

– Another good way to compare payday loans is by looking at their respective daily interest rates. A 0.8% interest per day would cost a £100 loan £124 in total payment. For a short term loan like a payday loan which have short payment periods, looking at daily interest rates when comparing costs would certainly be more accurate and effective than relying on its APR.

Repayment Terms

– Other lenders might provide lesser interest rates in their services but they may have huge charges when you miss out on your payment. This is something that you might also want to consider because you can never really predict that another financially emergency might arise and prevent you from making your loan payments. When this happens, you might just be glad that you have taken out a payday loan that does not put a hefty price tag for missed payments.

Comparison Tools

– There are also sites that provide free comparison tools that you can use to compare different payday loans from a variety of lenders. This might just be the most effective means of finding the most affordable option available for you. It would save you the time and energy in doing the researching yourself. Just be sure that the website providing the tool is an independent site and not merely a front created by the lenders themselves to advertise their services. Normally, you would know that a comparison site is legit if it includes new payday lenders that have just entered the market in their comparisons.
So don’t forget to take your time when deciding to take out a payday loan. Compare the prices and the rates and you will save a lot of money in the long run. Comparing lenders and their respective services would also ensure that you get the kind of deal that you deserve.

What can I do if I wish to complain?

Information about complaints can be found in our complaints policy.

What if I can’t keep up my repayments?

If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do i do next?

Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

*Subject to lender approval and requirements.