Borrow from £100 to £25,000
- Apply For £ 50 - £ 1,000
- Fast Payout
- No Fees
- Secure Application
- Available 24/7
- Bad Credit
Whole of Market panel
Trusted panel of lenders
From £1,000 to £25,000
Rates from 5.7% to 278%
3-36 month repayment
Borrow up to £3,000
Rates from 278% to 1576%
3-12 month repayment
Representative Example: Cash price £7,500. Deposit £0.00. Total amount of credit £7,500.00.
60 monthly repayments of £137.22 Total charge for credit £733.20. Total amount payable £8,233.20. Interest rate 3.8% fixed. 3.8%APR Representative.
We are a Credit Broker and not a Lender
Legit Payday Loans: Effective Steps to Avoid Scams
Before you even decide to take out a payday loan and submit your application to a potential lender, you should ask yourself first whether or not that certain lender is legit. After all, not all lenders are legal and the payday loans industry today is rife with scams and shams and as much as possible, you want to avoid dealing with them. If you want to enjoy legit payday loans and enjoy easy application with quick payouts, then we will do the work for you. All the lenders that we have within our database have been checked for legality and trustworthiness by our trained set of staff. Simply use our online application and you could have a legitimate loan in just a few minutes. Whether you are looking for quick short term solution or a larger long term loan, we will be able to help you find the best plan to suit you individual needs and criteria. If you are still dubious of the risks involved something to consider is direct lender agreements, this means skipping out the intermediate and jumping straight to the one financing you. You can have a look at the straight forward bad credit loans no credit check direct lender finance plans to get a safe and easy way of accessing the funds you are sought after.
What exactly is a legit payday loan?
A payday loan can be considered legit if the lender offering it abides to certain rules and regulations sanctioned by governing bodies like the FCA or Financial Conduct Authority. These rules and regulations apply to both online and offline or in-store lenders. Typically, though, payday loan lenders operate in a less rigid atmosphere (regulation wise) than traditional lending institutions. Unlike banks, payday lenders can provide loan services to people with bad credit, lower incomes, and those who are receiving benefits from the government.
This flexibility, however, leaves payday loan companies with far greater risk than banks since the type of credit that they offer are unsecured or do not require any form of collateral. Lenders justify this risk by putting higher fees on their loans although they will still have to stick to FCA mandated APR’s otherwise they will be dealt with accordingly. Lenders will also charge extra fees for late payments and loan extensions making payday loans quite costly if you don’t stick on your
What Do I Need To Do For Logbook Loans?
*Subject to lender approval and requirements.