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Borrow £250 to £3,000

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We Cater For All Types Of Credit History So Don’t Worry If You Have Poor Credit! We Can Find A Solution For You! Our Application Process Is Easy Start To Finish!
  • Bad Credit Accepted
  • Fast Payout
  • No Fees
  • Secure Application

Short Term Loans

£250 – £3,000

N Online decision
N Responsible lenders
N Rates from 278% to 1576% APR
N 3 – 12 month repayment

Personal Loans

£1,050 – £3,000

N Whole of Market panel
N Trusted panel of lenders
N Rates from 5.7% to 278% APR
N 3 – 36 month repayment

Representative 481.6% APR.
Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 236.1% pa (variable).

ccta and fca registered lender

New payday lenders 2018

There comes a time in our lives when the need for an instant payday loan becomes inevitable. Whether you need to deal with an unforeseen bill or expenditure like a vital car and home repairs and you currently don’t have the money to cover it, taking out a payday loan would be a viable solution. With new payday lenders in the UK coming this 2018, this means that your options for emergency short term funding will be more abundant than before. And as companies compete, the application process becomes, even more, easier for you. This year, all you need to do is apply online for a payday loan by completing an application form, press the submit button and your lender will get back to you in no time with an answer. It’s that quick and easy!

Knowing the New Payday Lenders 2018 in the UK

If you want to know the new payday lenders 2018 operating in the UK, as well as the payday loans and rates that they are offering, checking out comparison sites online, will help you in your quest. You can also ask family and friend who have taken out payday loans recently or visit forums and online communities. When choosing a new payday lender for this new year, keep in mind these important points:

  • The lender should allow you to access payday loans from £100 to £1000.
  • There should be no hidden costs or additional fees in your application
  • The lender should offer comparatively cheap payday loans
  • Must be transparent – its policy should always indicate the total amount repayable
  • Provides high acceptance payday loans despite your credit rating and present circumstances

The new lender you choose should also provide an online loan application that is seamless and quick to complete. And once you are approved, you should have your funds ready for use on the same day you made your application. The application for payday loans should also be free of any fee whatsoever.

Reputable and registered New Payday Lenders 2018

Aside from the important aspects that have been mentioned above, new payday lenders 2018 should also be registered and regulated by the FCA or Financial conduct authority to ensure that borrowers are always protected. The payday lenders need to follow a policy of transparency that will always reflect the total amount that has to be repaid by your next payday.

The lender will be the one to provide all the deadlines for repayments so you won’t have to deal with unexpectedly high repayments because of missed or late payments. And if you feel that you can’t make the payment on time, feel free to discuss it with your lender so both of you can work out a solution without any additional charges.

Also, the rules in the UK mandate that you must be over 18 years of age and a legal resident of the United Kingdom. But you don’t need to be a homeowner nor do you have to possess an excellent credit rating to become approved for payday loans.

What can I do if I wish to complain?

Information about complaints can be found in our complaints policy.

What can I do if I wish to complain?
Information about complaints can be found in our complaints policy.

What if I can’t keep up my repayments?
If you can’t keep up with your repayments you must contact your moneylender immediately and advise your struggling with the monthly installments some companies will adjust your monthly installments to reflect what you can afford to pay back on a monthly basis please note that this can also extend your term of the agreement and probably the amount of interest that you end up paying back. You’re never advised to just stop paying your agreement as this may result in interest being charged on the agreement and missed payments showing on your file this could make obtaining further down the line a lot more difficult.

What do i do next?
Next is the fun bit you need to click on the apply button and fill out our simple online form designed to make sure the whole application as smooth and pain free as possible. The whole application process from start to finished shouldnt take you longer that 3 minutes its as simple as you can get.

*Subject to lender approval and requirements.