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£100 - £1,000£1k - £25k
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Borrow £250 to £3,000


  • Bad Credit Accepted
  • Fast Payout
  • No Fees
  • Secure Application

Short Term Loans

£250 – £3,000

N Online decision
N Responsible lenders
N Rates from 278% to 1576% APR*
N 3-12 month repayment

Personal Loans

£1,050 – £3,000

N Whole of Market panel
N Trusted panel of lenders
N Rates from 5.7% to 278% APR*
N 3-36 month repayment

Representative example: £500 borrowed for 5 months. Total amount repayable is £991.85 in 5 monthly instalments of £198.37. Interest charged is £491.85, interest rate 238.1% pa (variable). Representative 481.6% APR.

ccta and fca registered lender

Unsecured Loans In The Uk

Loans come in many different forms an unsecured loan is a loan that is guaranteed by the person themselves depending on their credit score. If your credit score is good it means you will not have to secure the loan against property or have a guarantor. There are lenders out there that will lend to somebody with a low credit score but this generally comes at a high APR cost which results in the loan being very expensive sometimes you are also required to use guarantor loans if your credit is that poor rather than the traditional unsecured loan.

These type of loans do tend to have a higher APR rate because it isn’t secured against any property or person this results in this form of loan being higher risk to the lender which is why you’ll find the APR will reflect this.

Find The Best Unsecured Loan

These type of loans can be spread across a varied amount of terms. Each loan repayments that you pay back to the lender will have an element of both capital and the interest of the loan this way you see the balance coming down on a monthly basis rather than alone being front loaded interest which means you pay interest first is done on a rolling monthly cycle.

How do lenders make their money?

Interest – You will pay a rate of interest dependent on what the lender sees fit dependent on your creditworthiness.

Fees – Some loans charge an arrangement fee or otherwise known as a setup fee this can often be placed onto the loan amount itself and can be paid off within your monthly payments please be aware if you do miss a payment this will result in you paying a higher interest amount.

Some of the basic things you must always do before applying for a loan is to make sure you can afford the monthly repayments. This is one thing that often catches people out because they forget it does need to be paid back.

*Subject to lender approval and requirements.